The Rate Reduction Program is an alternative payment program for private student loan borrowers who are having difficulty but who can afford to pay a reduced amount interest rate for a 6 month period.

As result, their monthly payment amount is also temporarily reduced.

By making reduced payments for a period of time, your total loan cost may be higher compared to a level repayment schedule.

That’s because during the program, your participial balance may be paid down at a slower rate schedule.

Eligibility for the programs is dependent upon your and your cosigner’s financial information.

Proof of income may be required.

Three (3) qualifying payments my be required prior to enrollment in the program.


Docufi Solutions is a private company committed to full transparency to our customers.  With that in mind please read the following disclaimers and Agree before continuing to our website.  We look forward to assisting you!

  •   Docufi Solutions is not a government agency, the Department of Education, or your loan servicer.
  • Docufi Solutions does not make loan payments on your behalf and loans remain in your name.
  1. All payment made to Doc U Fi Solutions are fees for our document preparation services.
  • You can do this yourself without a fee – all programs are freely available for enrollment through the Department of Education.